Industrial Spencer Gulf city with steelworks
Important Disclaimer: All figures are estimates based on publicly available data and should not be relied upon as financial advice. Grant eligibility and amounts vary by individual circumstances. Actual results may differ. View full disclaimer
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Median Property Prices: Sourced from publicly available market data including CoreLogic, Domain, realestate.com.au, and state government property records. Median prices represent the middle point of recent sales data and are updated periodically. Prices shown are indicative only and may not reflect current market conditions at the time of viewing.
First Home Owner Grants (FHOG): Information is based on current state and territory government programs as published on official government websites. Grant amounts and eligibility criteria are subject to change without notice. FHOG availability varies by state/territory and property type (new vs. existing).
Stamp Duty Exemptions & Concessions: Based on published state revenue office guidelines and legislation. Exemption thresholds, percentage concessions, and eligibility requirements are determined by each state/territory government and are subject to legislative changes.
Total Grants Calculations: Represents the sum of available first home buyer incentives including FHOG, stamp duty savings, and other applicable concessions. Actual entitlement depends on individual eligibility criteria.
First Home Owner Grant (FHOG): Typically requires that you:
Stamp Duty Concessions: Eligibility varies significantly by state and may require:
Important: Eligibility criteria, grant amounts, and property price caps vary by state and are subject to change. Some grants may not be available for established (non-new) properties. Always verify current requirements with your state revenue office.
Median Property Price:
Calculated as the middle value of all recent sales transactions in the suburb over a specific period (typically 12 months). This means 50% of properties sold for more than the median, and 50% sold for less. The median is less affected by extreme values than an average.
Note: Individual property prices can vary significantly based on location within suburb, property type, size, condition, and features.
First Home Owner Grant (FHOG):
Displayed amounts are the maximum available FHOG for new properties in the relevant state/territory. The actual grant you receive depends on:
Stamp Duty Exemption/Concession:
Calculated based on the property price and the applicable state/territory stamp duty schedule. Exemptions may be full (100%) or partial (percentage-based) depending on:
Example: A property under $650,000 in NSW may qualify for full stamp duty exemption for eligible first home buyers.
Total Grants:
Total Grants = FHOG + Stamp Duty Savings + Other Applicable Concessions
This represents the maximum combined benefit for eligible first home buyers. Your actual entitlement may be lower based on property price, type, and individual circumstances.
Not Financial or Legal Advice: The information provided on this website is general in nature and does not take into account your personal objectives, financial situation, or needs. This information is not financial advice, tax advice, or legal advice. You should seek independent professional advice before making any property purchase decision.
Grant Eligibility Not Guaranteed: Displaying grant information does not guarantee your eligibility. You must independently verify your eligibility with the relevant state/territory revenue office before relying on any grant or concession. Eligibility requirements are complex and subject to change.
Data Currency & Accuracy: While we strive to keep information current, property data and government grant programs change frequently. Data may be outdated at the time of viewing. Always verify current median prices, grant amounts, and eligibility criteria with official sources before making decisions.
Individual Circumstances Vary: The grants and savings shown represent maximum potential benefits under ideal circumstances. Your actual entitlement will depend on:
State/Territory Variations: First home buyer programs vary significantly between states and territories. A grant available in one state may not exist in another. Price thresholds, grant amounts, and eligibility criteria are state-specific.
No Warranty: We make no warranty as to the accuracy, completeness, or timeliness of the information provided. We accept no liability for decisions made based on this information.
Additional Costs: Property purchase involves significant additional costs beyond the purchase price, including but not limited to: conveyancing/legal fees, building and pest inspections, loan establishment fees, lender's mortgage insurance (LMI), ongoing costs (council rates, strata fees, insurance, maintenance), and potential capital gains tax on future sale.
ASIC Compliance: This information is provided in accordance with Australian Securities and Investments Commission (ASIC) guidelines for property and financial information. We are a licensed credit provider, not a real estate agent or financial advisor.
Licensed Services: Ding Financial Pty Ltd ACN 110 490 947 is an authorised Credit Representative Number 517980 of Global Mutual Funds Pty Ltd ACN 090 555 436 AFSL/Australian Credit Licence 222640. We are licensed to provide credit assistance and can help you with home loan applications, but we do not provide property investment advice or guarantee grant eligibility.
Verification Required: Before making any property purchase or relying on grant information, you must:
Always verify grant eligibility and amounts with official state/territory revenue offices:
Suburb data is updated periodically based on publicly available information. Market conditions and government programs change frequently. The information displayed may not reflect current conditions. Always verify data with current market research, state revenue offices, and professional advisors before making property purchase decisions. Last database update: November 2025.
Questions about grants, pricing, or need help with your home loan? Book a free consultation with our licensed brokers who can help verify your eligibility and guide your purchase.